Tips To Save Money
First, when you pay can matter!
The earlier you pay property taxes the more you save!
- Pay in November save 4%
- Pay in December save 3%
- Pay in January save 2%
- Pay in February save 1%
Also, whether it is a tax transaction or a payment transaction related to motorist services, pay on time because delinquency, collection costs, late fees, and interest, etc., always cost you more!
Second, there is a difference in how you choose to make a payment!
For example, no convenience fee is charged when you pay online with an e-check, but you will pay up to 2.5% more in convenience fees when you walk-in to a Service Center and pay
with a credit card. For a breakout of convenience fee costs, Click Here.
Third, your time is worth money!
If you take time off work or are away from your business to visit a Service Center, you are losing money! Many payment transactions do not require a visit to a Service Center. Use
the calculator below and see how much money you are losing by spending your time visiting a Service Center when you could have gone online or used the mail.
Finally, traveling to a Service Center costs you money!
If you drive to a Service Center, you can add the cost of gas and the wear and tear on your vehicle to the real cost of your visit. Use the calculator below, and see how much money you are losing by driving to our office (at the Federal reimbursement rate).
What's the deal with Credit Cards and Convenience Fees?
There are a number of important factors that pertain credit cards and the application of convenience fees.
Credit/Debit Card Company Rules
Credit/debit card companies like Visa, Master Card, and American Express do not allow the fees they charge to be disclosed at the point of purchase. As such, private sector businesses, such as merchants, that accept credit/debit card purchases add the associated fee costs into their overhead and pass it along to every customer. This means that customers that pay by cash or check are also paying to subsidize the cost of credit card purchases.
Florida Law Treats the Private Sector and Government Differently
Under Florida law, private sector businesses are generally prohibited from charging different amounts to their customers based on the type of payment they are making. Therefore, a merchant generally must charge the customer the same amount for goods or services regardless of whether or not they are paying by cash, check, or credit/debit card.
Meanwhile, unlike the private sector, state law generally requires Tax Collectors to collect no more or less than 100% of tax/fee amount due. Because of that, we are unable to always pass credit/debit card overhead costs onto all of our customers or easily absorb such costs. Instead, Florida law authorizes state and local government to charge a
convenience fee to the customer when they use a credit/debit card. As such, costs or convenience fees are charged to the individual who conducts the credit/debit card payment transaction. So, unlike a private business, a government agency may charge the customer a different total amount for services based on whether or not they are paying with a
Your Tax Collector’s Office encourages online e-check and mail-in check payments!
To facilitate credit/debit card transactions, the Tax Collector’s Office uses a third party payment vendor. By using a third party vendor, the Tax collector’s Office is able to keep budgetary costs down and improve service offerings. Until state laws or credit company policies change, or technology can further offset costs, we have few alternatives to employing a third party to conduct these transactions.
While our office employs technology to keep our staff at a minimum and save taxpayer dollars, each transaction type has different operational costs, and those savings are not equal. Therefore, our goal is to ultimately reduce these transaction costs even further, wherever we can, while keeping our customers first.
Please know that the convenience fee charged to conduct a payment with the Tax Collector’s Office is only used to facilitate the specified card transaction and is not used to defray or offset other administrative costs.
For most, paying online by e-check or mailing it in and paying by check is the most economical thing to do. The Tax Collector’s Office encourages everyone to go online and conduct an e-check transaction or mail-in a check to conduct their transaction. But for some, the convenience of conducting a credit/card transaction and visiting our office is worth the extra cost.